General Liability Insurance

Expanded Coverage

Specializing in Liquor Liability since 1988, Centrex began writing General Liability in 2012 on most of the same hospitality classes. We provide a stable market with excellent service utilizing financially strong insurance carriers. Centrex now writes General Liability in 43 states plus Washington, D.C.

 

General Liability Coverage & Limits

Coverage

• ISO Commercial General Liability Coverage Form (Form No. CG 00 01 12 04)

• The Limits of Insurance apply on an each occurrence and aggregate basis

• Defense cost are covered in addition to policy Limits of Insurance

• No deductible or SIR - first dollar coverage

• Employees are covered but only for acts within the scope of their employment by or while performing duties

       related to the conduct of the Named Insured’s business

• Volunteer workers while performing duties related to the conduct of the Named Insured’s business

 

Optional Coverages Available for an Additional Charge

• Assault & Battery coverage buy-back on some risks

• A separate Aggregate Limit for each insured location

• Additional Insured coverages (Managers or Lessors of Premises, Grantor of Franchise, Vendors)

• Employee Benefits Liability (claims made basis)

• Federal “Act of Terrorism” (TRIA) coverage

• Stop Gap Employers Liability coverage (only for risks located in Ohio, Washington or Wyoming)

• A&B sublimits: $25/$50K, $50/$100K, $100/$200K, $150/$200K, $150/$300K, $250/$500K

 

We offer the following Limits of Insurance for General Liability: