Liquor Liability Coverage Limits

Coverage

• Occurrence Form

• The Limits of Liability apply on an each common cause and aggregate basis

• Defense costs are covered in addition to the policy limits

• No deductible or SIR - first dollar coverage

• Aggregate Limit applies separately to each designated Insured Premises (unless quoted otherwise)

• Additional Insured - Employees coverage is included at no additional charge

• Additional Insured - Volunteers coverage is included at no additional charge for fraternal clubs, special events, and caterers

• Coverage is afforded only to the designated Insured Premises scheduled on the policy in addition to certain off-premises catering

 

Optional Coverage

• Assault & Battery coverage available as a buy-back on most risks at an additional charge

• Additional Insured - Lessor coverage and/or coverage for other additional insureds is optionally available for a minimal additional premium

• Federal “Act of Terrorism” coverage is optionally available at an additional charge

• If the A&B Sub-Limit is bound, the A&B Sub-Limit is $100,000/$200,000 (with defense costs for A&B INCLUDED within the A&B Sub-Limit).

 

Limits of Liability Available

$50,000 Each Common Cause/Aggregate up to $1,000,000 Each Common Cause/ $2,000,000 Aggregate

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For additional information about Liquor Liability contact Jesse Cooper at